Although pickup truck insurance is beneficial, motorists are always looking for low-

cost insurance with high coverage. Fortunately, you can legally drive in

New Jersey

even with the least pickup insurance policy.

However, with the right professional advisors, you would save money. At Shandy

Agency, we offer the best pickup truck insurance rates with adequate coverage.

Keep reading to learn about cheap pickup truck insurance and how to get a fast

pickup truck insurance quote.

What Is The Cheapest Pickup Insurance Rate In North

Plainfield, New Jersey

The cheapest pickup truck insurance to buy is minimum coverage. It permits you

to drive your pickup truck without breaking any laws. But, the liability limits are

quite low and may not be the best fit for you. Due to its low coverage, you would be

exposed to exorbitant sole payments that may arise in case of an accident.

Furthermore, do you know that this type of insurance would not handle car

damage? Hence, if you can afford higher liability iterations, go for them. So

whether your pickup truck is for leisure and personal use or you use it for hauling

work-related supplies, our commercial truck insurance is ideal for your needs.

Alternatively, you can cut down the cost of pickup truck insurance by considering

the basic and standard policies. Although, some people consider basic insurances

as minimum coverage, both policies can provide you with acceptable coverage. For

instance, they offer PIP coverage which is very crucial in New Jersey because it is

a

no-fault state

.

Below are brief details on the level of coverage both policies offer.

Basic Policy

The basic policy entails



Optional bodily injury liability per accident of up to ten thousand dollars



Property damage liability of five thousand dollars per accident



Personal injury protection(PIP) of fifteen thousand dollars

However, when you purchase a basic policy, you cannot add the uninsured

coverage to your insurance package. In some cases, you may also be unable to

access the collision and comprehensive coverage.

Standard Policy

Our minimum standard policy coverage offers a higher limit; it entails;



Personal injury protection (PIP) of fifteen thousand dollars



Bodily injury liability per individual of fifteen thousand dollars



Bodily injury liability per accident of thirty thousand dollars



Property damage liability per accident of five thousand dollars

Additionally coverage like uninsured motorists, collision, and comprehensive

policies are accessible in this policy.

What You Require To Get A Fast Pickup Insurance Quote

To hasten feedback on the cost estimate for your pickup truck insurance, you

should have the following data handy



Type of pickup truck



Seat number



Registration number



The date you purchased your pickup truck



Pickup truck security features



What you except the insurance policy to cover



Drivers data which includes driving records and personal details



Pickup truck Annual mileage

It gives us at

Shandy Agency

clarity on how you use your truck, what you use it for

and what policy would best protect you.