Acquiring auto insurance in Plainfield, New Jersey, is not a complicated as you
imagine, even if you have a DUI on your record. Indeed, it may influence your auto
insurance quote, but you could still find affordable insurance.
We offer you the best rates and consultations at Shands Agency to enable you get
protection after a driving infraction. To ensure you save some coins, we advise you
to get full coverage; (includes both collision and comprehensive coverage) to fully
protect you in case of an accident. Keep reading to learn tips on how to get and
save on DUI auto insurance.
How Long After DUI Before I Can Get Cheaper Auto
You would have to wait about 2-10 years. Yes, it takes quite a while because a DUI
is a severe violation. In most cases, a DUI is issued when a driver seems to have
ingested excess liquor.
There is a legal limit of alcohol a driver is to consume before driving. This is
because intoxication due to liquor can cause the driver to act under the influence,
thereby endangering other innocent motorists. DUI’s has proven to cause several
Most credible insurance companies in Plainfield would not offer auto coverage to a
driver with a DUI record in the last ten years. Furthermore, they may charge as
high as the rates they provide for two-fault accidents. The DUI auto insurance
quote can be equivalent to 6 points!
The above illustration shows how critical a DUI record is and how extreme
insurance agencies interpret it. Many drivers have had to live in guilt and pay huge
amounts of money to get coverage. Some find it difficult to get insurance agencies
that they can entirely rely on for coverage.
However, at Shands Agency, we partner with the best insurance companies in Plainfield, New Jersey. In addition, we offer great prices and support even after a DUI. Contact us and speak with an agent today!
DUI Auto Insurance Tricks To Reduce DUI Insurance Rates In Plainfield, New Jersey
Here are sustainable strategies to save funds on auto insurance
Look around for agencies that partner with multiple insurance companies; they
offer the best deals that would favor you.
Owning multiple insurances from the same company opens opportunities for
If you carry a full-coverage plan, your coverage limits can reduce. Full
coverages are expensive, but they protect you from out-of-pocket expenditures.
An increased deductible can lead to future premium savings. With a good DUI
auto insurance company, both a deductible and liability limit can reduce the
financial burden after an accident.
Choosing an inadequate liability limit and your deductible transfers the financial
responsibility of an accident to you, so be sure you understand the coverage limits
you are selecting. You should contact us now for professional guidance.