Flood Insurance in Plainfield, NJ

Flood Insurance in Plainfield, NJ

Did you know FEMA estimates just one (1) inch of flooding can cause more than $25,000 in damage?

But not everyone has the same risk of flooding. The National Flood Insurance Program (NFIP) helps communities assess their flood risk with maps defining three categories:

• High-risk: 1% chance of flooding annually. Zones usually include the letters ‘A’ or ‘V’.

• Moderate-to-low risk: Less chance of flooding and insurance is not required. Zones usually include the letters ‘X’, ‘B’, or ‘C’.

• Unmapped: Flood analysis has not been conducted, but a flood can still occur.